SIP Investment Calculator for US Investors

Calculate your potential returns from Systematic Investment Plans (SIP) in mutual funds with our advanced calculator

SIP Return Calculator

Your SIP Investment Results

Total Investment

$60,000

Estimated Returns

$58,902

Total Value

$118,902

Annualized Return

12%

How SIP Calculator Works

Compound Interest Formula

Our calculator uses the time-tested compound interest formula to project your SIP investment growth over time, accounting for regular contributions.

Market Realistic Returns

You can adjust the expected return rate based on historical performance of different mutual fund categories in the US market.

Flexible Time Periods

Calculate returns for any investment horizon from 1 year to 50 years to match your financial goals and retirement planning.

Benefits of SIP Investing

Why Choose Systematic Investment Plans?

Disciplined Investing: Automate your investments and build wealth systematically
Rupee Cost Averaging: Buy more units when prices are low and fewer when prices are high
Power of Compounding: Benefit from exponential growth over long periods
Flexibility: Start with small amounts and increase as your income grows
Diversification: Spread your investments across various asset classes

Frequently Asked Questions

A SIP calculator is an online tool that helps investors estimate the potential returns from their systematic investment plans (SIP) in mutual funds. It uses the compound interest formula to project the future value of regular investments made over a specific period at an assumed rate of return.

The SIP calculator provides estimates based on the inputs you provide. The accuracy depends on how close your actual returns are to the expected return rate you enter. Market returns can vary, so consider this as a projection tool rather than a guarantee of future performance.

For US equity mutual funds, a long-term average return of 8-12% annually is often used for projections, based on historical market performance. Conservative investors might use 6-8%, while more aggressive investors might project 10-12%. Remember that past performance doesn't guarantee future results.

Start Planning Your Financial Future Today

Use our SIP calculator to visualize your investment growth and make informed decisions about your financial goals.

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